Small Business Working Capital Financing

Nexus Financial Services provides a variety of small business working capital financing solutions to industries in the United States. Chiefly the two main types are small business loans and merchant cash advance. In short, we understand the financing needs of small business owners and have the proven track record and the resources to help your business succeed.

Small Business Loan Financing

A small business loan is designed for those businesses that have at least a two year history of operations and strong credit profile. Your business will receive a lump sum of capital with set payment terms and interest rate. The amount of the lump sum, repayment terms and duration will be determined by your type of business, monthly sales, credit history, and profitability …

Merchant Cash Advance Financing

Merchant Cash Advance financing based on your business´ future credit card receivables. This type of business financing is repaid on a daily basis as a percentage of your merchant credit card sales. Therefore, if your sales are high, your advance is paid off faster and if sales are lower, your payment is lower …

Business Working Capital Financing Is An Alternative Funding Option

Traditional financial lenders often do not serve the funding needs of the small business owner. There are a variety of reasons why this occurs. A traditional financial lender, such as a bank, has a lengthy loan review process, with strict criteria (including business industry) for approval to minimize their risk of loan payment default. Small business owners often require capital on short notice, don’t fit the “ideal credit profile” or are just starting their evolution as a business. Traditional banks do not serve these types of business well. Nexus Financial Services offers financial solutions for the small business industry as a viable alternative to a traditional lender. We look to be a partner in your business growth and success, understanding the challenges of business in the world of today. To succeed in business requires capital to sustain and support future grow.

Enjoy the ability to utilize the funds for virtually any business purpose. Many of our customers have used our working capital solutions to:

Front Of House Improvements

  • Purchase chairs, background music, signage
  • Update floors, lighting, decor
  • Revise waiting area layout for efficiency
  • Go Green with walls, displays
  • Expand staffing

Back Of House Expenses

  • Upgrade restroom, waiting areas
  • Replace equipment like cash register, site security
  • Improve parts areas for improved efficiency
  • Purchase small wares
  • Upgrade safety conditions

Technology

  • Modernize Point Of Sale (POS) System
  • Integrate inventory system with front of house
  • Refresh business web site
  • Create business mobile app
  • Use mobile SMS to current customers

Day To Day Operations

  • Additional certification of staff
  • Repaint, add cable TV service
  • Purchase new staff uniforms
  • Balance cash flow during down periods
  • New/expand advertising


Restaurant Business Working Capital


Why Our Small Business Working Capital Financing?

Whether your business needs new equipment, additional inventory, more personnel, room to expand or an acquisition opportunity you don’t want to miss, we can help you obtain the financing your business needs to make it happen. Our small business working capital financing is designed to help you start your business, manage the challenges as you build your business, or support you through the seasonal slow times of your industry.

At Nexus Financial Services, we provide a variety of financial options for small businesses. We are there for you when you need to make fast investments to take advantage of available business opportunities. Our small business working capital financing can be approved within a couple of days versus the weeks or months of a traditional lending institution. Because we have the experience and understanding of small business needs, we also offer some of the best small business loans and financing solutions available that result in the success of our clients..

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