Restaurant Merchant Cash Advance Financing

Restaurant Merchant Cash Advance financing, also known as a business cash advance, is financing based on your restaurant’s future credit card receivables. This type of business financing is repaid on a daily basis as a percentage of your merchant credit card sales. If your restaurant sales are high, your cash advance is paid off faster and if sales are lower, your payment is lower. Restaurant merchant cash advance financing is rapid. Normally you can expect to have your restaurant working capital available in about 72 hours.

Our restaurant merchant cash advancing financing is designed for those restaurants that accept credit cards as a main form of payment. Watch our video to learn more about how a merchant cash advance works and how your restaurant can take advantage of its many benefits.

Restaurant Merchant Cash Advance Benefits

Unlike a traditional bank loan which places limitations in how you can use the funds, restaurant merchant cash advance financing offers great flexibility in how you wish to use the additional working capital for your restaurant business. Spend as you see fit:

Front Of House Improvements

  • Purchase plates, silverware, or glassware
  • Update floors, tables, décor
  • Revise table layout for efficiency
  • Remodel to expand seating
  • Expand staffing

Back Of House Expenses

  • Upgrade equipment like dishwasher, refrigerators, water heaters
  • Replace equipment like ovens, deep-fryers, refrigerators, walk-ins
  • Improve storage areas for improved efficiency
  • Purchase small wares
  • Upgrade safety conditions


  • Modernize Point Of Sale (POS) System
  • Integrate kitchen ordering with front of house
  • Refresh restaurant web site
  • Create restaurant mobile app
  • Upgrade inventory/bookkeeping systems

Day To Day Operations

  • Reprint menu and wine lists
  • Replace menu covers, table tents, check presentors
  • Purchase new staff uniforms
  • Balance cash flow during down periods
  • New/expand advertising


restaurant merchant cash advance financing

Benefits of Restaurant Merchant Cash Advance Financing

Flexible Repayments – Repayments are based on a percentage of daily credit card sales, so we only make money when you make money.

A Simple Process – Apply online in minutes, get approved in a few hours and access funds in as fast as 72 hours.

Financing Now – Get up to 250% of your monthly credit card sales volume in one lump sum to take care of the things you need for your business.

Cash Flow – This allows businesses with fluctuating or seasonal sales the capital to take advantage of new products or marketing opportunities.

Restaurant Merchant Cash Advance Financing

Very High Approvals

The application process for our restaurant merchant cash advance financing is simple and straightforward. Since we focus more on the strength of your restaurant business than your personal credit score, we have very high approval rates. Your restaurant can receive a decision and get funding in just a few days.

Starter – Restaurants with as few as 6 months of credit card sales volume are able to apply. You may be qualified for up to 50% of your monthly average credit card sales volume in funding. After you’re paid off, you may qualify for more capital on better terms.

Regular – Restaurants in business for at least 1 year and process at least $5,000 a month in credit card invoicing.

Premium – Restaurants in business for longer than 2 years, receive lower cost options.

Restaurant Merchant Cash Advance Financing

Restaurant Merchant Cash Advance Financing – Quote

  • One page application completed
  • Last current statement from business bank account
  • Last four statements from merchant credit card account
  • Previous and current year business financial records, if greater than $100K

Restaurant Merchant Cash Advance Financing

Restaurant Merchant Cash Advance Financing – Funding

  • Authorization Form
  • Business proof of ownership documents
  • Voided check from business operating account
  • Driver’s license of business owner
  • Landlord information or recent mortgage statement, if property owner

Why Our Restaurant Merchant Cash Advance Financing?

Whether your business needs new equipment, additional inventory, more personnel, room to expand or an acquisition opportunity you don’t want to miss, we can help you obtain the financing your business needs to make it happen. Our restaurant merchant cash advance financing is designed to help you manage the challenges as you build your restaurant business, or support you through the seasonal slow times of your industry.

At Nexus Financial Services, we provide a variety of financial options for small businesses. We are there for you when you need to make fast investments to take advantage of available business opportunities. Our restaurant merchant cash advance financing can be approved within a couple of days versus the weeks or months of a traditional lending institution. Because we have the experience and understanding of small business needs, we also offer some of the best restaurant merchant cash advance financing solutions available that result in the success of our clients.