Unsecured Flexible Financing Financing

We understand the need for small business owners to have access to capital when traditional funding options are not available. Our Unsecured Flexible Financing program provides capital using unsecured personal credit (unsecured credit cards) with 0% APR for the first year, with no upfront charge.

This type of non-traditional business financing is short-term, from 12 to 18 months duration. Some examples of business use include:

Front Of House Improvements

  • Purchase chairs, background music, signage
  • Update floors, lighting, decor
  • Revise waiting area layout for efficiency
  • Go Green with walls, displays
  • Expand staffing

Back Of House Expenses

  • Upgrade restroom, waiting areas
  • Replace equipment like cash register, site security
  • Improve parts areas for improved efficiency
  • Purchase small wares
  • Upgrade safety conditions


  • Modernize Point Of Sale (POS) System
  • Integrate inventory system with front of house
  • Refresh business web site
  • Create business mobile app
  • Use mobile SMS to current customers

Day To Day Operations

  • Additional certification of staff
  • Repaint, add cable TV service
  • Purchase new staff uniforms
  • Balance cash flow during down periods
  • New/expand advertising

Convenience store unsecured flexible financing

Benefits of the Unsecured Flexible Funding Program

Easy Access – Once the unsecured credit cards are approved, you can access the credit or convert to cash (cash advance) the funds you need for your business, at the very moment you need it.

Flexibility – Experience the flexibility of attaining different amounts of capital, at different times, and for different purposes.

Transparency – There is no upfront costs. You will only be charged if you are approved for the funding. There is no additional or hidden fees on the available capital. As with any credit instrument you will be required to make minimum payments, typically three percent of the outstanding balance.

No Restrictions – There is no set payment schedule. You may take as long as you require. Utilize the funds for virtually any business or personal need with no restrictions. Effectively manage your expenses, advertise or expand to new locations; the possibilities are endless.

Childcare Daycare Small Business unsecured flexible financing program

Very High Approvals

The application process for our unsecured flexible financing is simple and straightforward. We focus exclusively on the strength of your personal credit score. If your personal credit score does not meet the guidelines of our financial underwriters, we have various options how to quickly improve your personal credit score. You can receive a decision and get funding in just two weeks. Our general guidelines are:

Personal Credit Score – A FICO of 700 credit score or higher. If needed, we can work with you to achieve a higher credit score.

unsecured flexible financing program

Unsecured Flexible Financing Documents – Quote

  • One page application completed
  • Current credit reports from 3 major credit bureaus

Beauty Salon unsecured flexible financing program

Unsecured Flexible Financing Documents Funding

  • Driver’s License Of Business Owner

Why Our Unsecured Flexible Financing?

Whether your business needs new equipment, additional inventory, more personnel, room to expand or an acquisition opportunity you don’t want to miss, we can help you obtain the financing your business needs to make it happen. Our small business loans are designed to help you start your business, manage the challenges as you build your business, or support you through the seasonal slow times of your industry.

At Nexus Financial Services, we provide a variety of financial options for small businesses. We are there for you when you need to make fast investments to take advantage of available business opportunities. Our small business loans can be approved within a couple of days versus the weeks or months of a traditional lending institution. Because we have the experience and understanding of small business needs, we also offer some of the best small business loans and financing solutions available that result in the success of our clients.