Small Business Loan

A small business loan is designed for those businesses that have at least a two year history of operations and strong credit profile. Your business will receive a lump sum of capital with set payment terms and interest rate. The amount of the lump sum, repayment terms and duration will be determined by your type of business, monthly sales, credit history, and profitability.

This type of non-traditional business financing is short-term, from 12 to 18 months duration. Some examples of business use include:

    Equipment financing and inventory stocking
    Location remodeling and expansion
    Hiring new employees and training
    Advertisement and marketing campaigns
    Debt consolidation and seasonal cash flow changes

Types of Small Business Loans

Working Capital Loans – give small businesses the ability to keep operations going while they increase their revenue streams.

Equipment Loans – provide financing for office equipment, tools, computers and mobile devices, machinery and vehicles necessary for running your business.

Professional Practice Loans – help service providers in industries such as legal, accounting, insurance, health care and others to purchase real estate, renovate office space or refinance debt.

Benefits of Our Small Business Loans

A Simple Process – Apply online in minutes, get approved in 48 hours and access to funds in 72 hours!

Higher Approval Rates – Approval for funding is based on the overall health of your business, not just FICO score.

Daily Repayments – Daily scheduled payments mean no large lump sums are waiting for you at the end of the month.

Flexible Terms – We offer terms up to 18 months and business funding amounts ranging from $5,000 to $500,000 so you can unlock your success.

Before You Apply Ask Yourself

What is your business going to fund (goal) with the loan money?

How Much does your business need to accomplish that goal?

How Long will your business need to take to pay the loan back?

Small Business Loan Requirements

Business Age – Your business has been operating for a minimum of two years.

Monthly Revenue – Your business monthly revenue is a minimum of $5,000 in sales.

Credit Score – We take into consideration your business credit, but it is only one of several factors we consider.

Small Business Loan Documents Required – Quotation

    One page application completed.
    Last 3 statements from business bank account.
    Previous and current year business financial records, if greater than $100K.

Small Business Loan Documents Required – Funding

    Authorization Form.
    Business proof of ownership documents.
    Voided check from business operating account.
    Driver’s license of business owner.
    Landlord information or recent mortgage statement, if property owner.

Why Choose Nexus Financial Services?

Whether your business needs new equipment, additional inventory, more personnel, room to expand or an acquisition opportunity you don’t want to miss, we can help you obtain the financing your business needs to make it happen. Our small business loans are designed to help you start your business, manage the challenges as you build your business, or support you through the seasonal slow times of your industry.

At Nexus Financial Services, we provide a variety of financial options for small businesses. We are there for you when you need to make fast investments to take advantage of available business opportunities. Our small business loans can be approved within a couple of days versus the weeks or months of a traditional lending institution. Because we have the experience and understanding of small business needs, we also offer some of the best small business loans and financing solutions available that result in the success of our clients.