A HVAC Business Loan Keeps Everyone Cool

The Heating and Air-Conditioning Contractors industry is heavily influenced by activity in the construction market, with the majority of income generated from heating, ventilation and air-conditioning (HVAC) installations in new residential and non-residential structures. Maintaining, monitoring and repairing existing equipment also accounts for a significant share of revenue, lending a stable source of revenue to the industry when construction markets fluctuate. Over the five years to 2017, construction activity has expanded and per capita disposable income has risen. Consequently, industry revenue is also expected to increase. A HVAC business loan can be the means for additional capital for the HVAC business owner to take advantage of these industry trends.

As the growing popularity of energy-efficient systems will boost industry demand for HVAC services, the major issue being faced by every HVAC business owner today is innovation and financial resources. To compete in this large and competitive market, HVAC business owners will need to continue to innovate their products and skill sets, as well as to learn how to effectively reach the key HVAC markets.

Whether you’re looking to attract more commercial versus residential clients, more revenue per customer, expand or remodel your locale, add new equipment or technology, additional business capital can help you get there with ease. With our financing options, whether a HVAC business loan or merchant cash advance, your additional capital can be used to finance:

Front Of House Improvements

  • Purchase chairs, background music, signage
  • Update floors, lighting, decor
  • Revise entrance area layout for efficiency
  • Go Green with walls, displays
  • Expand staffing

Back Of House Expenses

  • Upgrade restroom, supply areas
  • Replace equipment, site security
  • Improve stocking area for improved safety
  • Purchase small wares
  • Upgrade safety conditions


  • Modernize HVAC equipment
  • Integrate clients with scheduling, invoicing system
  • Refresh business web site
  • Create business mobile app
  • Use mobile SMS to current customers

Day To Day Operations

  • Additional training of staff
  • Repaint, add promotional materials
  • Purchase new staff uniforms
  • Balance cash flow during down periods
  • New/expand advertising

HVAC business loan financing

A HVAC Business Loan Keeps Your Business Running Smooth

A Simple Process – Apply online in minutes, get approved in 48 hours and access to funds in 72 hours!

Higher Approval Rates – Approval for funding is based on the overall health of your business, not just FICO score.

Daily Repayments – Daily scheduled payments mean no large lump sums are waiting for you at the end of the month.

Flexible Terms – We offer terms up to 18 months and business funding amounts ranging from $5,000 to $500,000 so you can unlock your success.

HVAC business loan financing

Very High Approvals

The application process for our HVAC business loan is simple and straightforward. Since we focus more on the strength of your business than your personal credit score, we have very high approval rates. Your business can receive a decision and get funding in just a few days. Our general guidelines are:

Business Age – Your business has been operating for a minimum of one year.

Monthly Revenue – Your business monthly revenue is a minimum of $5,000 in sales.

Credit Score – We take into consideration your business credit, but it is only one of several factors we consider.

Why Choose Nexus Financial Services?

Whether your business needs new equipment, additional inventory, more personnel, room to expand or an acquisition opportunity you don’t want to miss, we can help you obtain the financing your business needs to make it happen. Our HVAC business loan and merchant cash advance are designed to help you start your business, manage the challenges as you build your business, or support you through the seasonal slow times of your industry.

At Nexus Financial Services, we provide a variety of financial options for small businesses. We are there for you when you need to make fast investments to take advantage of available business opportunities. Our small business loans and merchant cash advance can be approved within a couple of days versus the weeks or months of a traditional lending institution. Because we have the experience and understanding of small business needs, we also offer some of the best small business loans and financing solutions available that result in the success of our clients.